How It Works
Refinancing Presentations Made Simple
Discover how BorrowGenius streamlines your refinancing process with advanced technology and expert support. All branded with your company’s name, logo, and licensing information.
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“Send me your mortgage statement and I’ll run a BorrowGenius analysis for you.”
Step 1: Upload a Mortgage Statement
Borrower uploads any mortgage statement.
The system converts it into structured data automatically.
Example fields extracted:
- Current principal balance
- Interest rate
- Remaining term
- Escrow balance
- Monthly taxes
- Insurance
- Buydown balance
- Prepayment penalty
- Last payment date
- Estimated payoff
Mortgage statements are messy and inconsistent. The system interprets dozens of fields correctly such as principal, interest, escrow, buy-down subsidy, payoff timing, and payment structure.
Step 2: Review risk-reward outputs
Once the loan data is structured, the engine calculates the optimal refinance structure.
Inputs:
- borrower goals
- credit score
- property value
- loan balance
- loan purpose
- market rates
Step 3: Present findings with clarity and confidence
Review personalized offers and select the best fit to optimize savings and cash flow. “Math, not Magic”. No client learning curve.
- monthly savings
- break-even timing
- lifetime interest
- cash-out options
- term changes
- rate vs cost optimization
Instead of a rate quote, the borrower receives:
three mathematically optimized scenarios.
Example:
Option A — Lower payment
Option B — Faster payoff
Option C — Cash access
This is where BorrowGenius becomes advice software, not a rate quote.
What We Offer
Our platform combines advanced technology to deliver comprehensive refinancing solutions for mortgage professionals.
Refinancing Clarity
Impress clients with precision and transparency
Increase conversion rates
Technology-Driven Savings Analysis
Convert rate-shoppers into loyal clients
Position yourself as a strategic advisor
Provide clarity competitors cannot match
Clarity in Numbers
Present real time mortgage options with precision down to the penny. Specifics create trust.
See the Platform in Action
All branded with your company’s name, logo, and licensing information.
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